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Doctors join Hospital Groups

Is the med mal insurance enough?

So you are becoming employed by a hospital or healthsystem. Just how good is their medical malpractice insurance?

Ask yourself these questions:

What are the limits of liability? Are they individual limits or shared with the hospital?

Do you have consent to settle? Will you have your own attorney? Will payments be allocated against you or the hospital?

How healthy is the healthsystem financially? Who is their reinsurer?  What happens if the healthsystem experiences bankruptcy?

Are you insured under occurrence or claims-made coverage? Who pays the Tail with claims-made coverage?

Contact PLA today and ask how we can help you secure the right coverage at the right price.

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